Why would you preface your question by telling everyone you are not smart? What is wrong with being smart? Intelligence is a wonderful thing. So many of the young people I work with use the phrases "get smart," or "smart remarks," or "smart comments," I always have to remind them that as an intelligent human being I cannot make any other kind of comment or remark. Smart is my only option. All questions are worthwhile and yours is particularly legitimate given the nature of this website. I am inclined to believe a great deal of what people write here, and maybe I am an optimist, but I believe most people are bothered by the fact that they need help, I know I am. I have always been able to take care of myself and my family without assistance, but the world is kicking my butt right now and it takes a lot of courage, in my opinion, to admit your shortcomings and reach out for assistance. I believe, and yes I could be wrong, that most people would not bare their souls and let it all hang out for the world to see if they did not actually need the help. It's just too embarassing, I don't want people to know I'm a college graduate with almost a masters degree asking people if they want fries with that shake. I don't want people to know that I have failed financially to take care of my family, but in order to get out of this hole I am going to have to rely on the kindness of strangers, which means I have to tell my story, which means everyone will know, but right now our survival is more important than what people think of me. I think that many of the people here are in the same boat. If nobody ever sees my story and helps me it is ok, at least I have learned a valuable lesson and that is communication is everything, and that I am human and I cannot do it all myself. God Bless!